Connect With Title Loan Lenders in Austin, TX
Request up to $10,000 based on vehicle value

Title Loans in Austin

Avoid storefront visits and let us connect you with a network of third-party lenders. Request funds using your vehicle's title securely online.

All Credit Types Considered Keep Driving Your Car Funds Often by Next Business Day
Request Your Match Now
Quick
Online Matching
Secure
256-bit Encryption
Transparent
No Hidden Network Fees
1 SSL Secure
2 256-Bit Encryption
3 Verified Network
4 No Upfront Fees

How It Works

Get the funds you need in a few simple steps

1

Fill out our secure online form with your basic details and vehicle information.

Our network checks your request.

2

If matched, a lender will contact you to discuss your title loan options and vehicle appraisal.

Often within minutes.

3

Carefully read the lender's offer, including rates, fees, and repayment schedule.

Ask questions if needed.

4

Once approved and finalized, funds can be deposited directly into your bank account.

Often as soon as the next business day.

Apply Now

Fill out the form below to get matched with a lender

Participating lenders may perform a credit check through standard credit bureaus (Equifax, Experian, TransUnion) or alternative providers. Submitting a request does not guarantee approval.

Loan Information

Everything you need to know about our loan options and requirements.

Loan Details

Loan Amounts

$500 to $10,000 (Varies by vehicle value and Austin regulations)

Loan Terms

30 days to 6 months

APR Range

Varies by lender (Often exceeds 300% for title loans in Texas)

Types Offered
Auto Title Loans Car Equity Loans Motorcycle Title Loans

Eligibility

Requirements

  • Be at least 18 years old
  • Reside in Texas
  • Own a vehicle with a lien-free title in your name
  • Have a steady source of income
  • Possess a valid government-issued ID

Required Documents

  • Clear Vehicle Title
  • Proof of Income
  • Proof of Residency
  • Government-Issued ID
  • Photos of Vehicle (if required by lender)

Why Choose Us

Keep Your Keys

Most lenders in our network allow you to keep driving your vehicle as long as you make your scheduled payments.

All Credit Histories Considered

Because the loan is secured by your vehicle's equity, a less-than-perfect credit score isn't necessarily a barrier to finding a lender.

Fast Funding Times

Once approved by a lender, you can typically receive your funds via direct deposit as soon as the next business day.

Streamlined Online Request

Skip the drive down I-35. Request a loan from the comfort of your home with our simple, secure online form.

Flexible Vehicle Types

Our network of lenders may accept titles for cars, trucks, SUVs, and sometimes motorcycles or RVs.

Transparent Matching Process

We connect you with a third-party lender quickly and do not charge you any fees for using our matching service.

What Our Customers Say

5/5

Fast response when my AC died

The heat this summer was brutal and my home AC completely died. I submitted my info and got a call from a lender within an hour. Used my Honda Accord's title and had the $1,200 by the next morning. Very straightforward.

Marcus Johnson ·Austin, TX
4/5

Helpful during a tight spot

I work over near The Domain and my transmission started slipping. The repair was way more than I had saved. The matching process was quick. The interest rate from the lender was high, but I expected that for a title loan. Paid it off in three months and got my title back.

Sarah Higgins ·Pflugerville, TX
5/5

Kept driving my truck

I needed cash for property taxes. I liked that the lender I matched with let me keep driving my F-150 while I paid off the loan. The whole process took less than a day.

David Tran ·Austin, TX
4/5

Better than going to a storefront

It was so much easier filling this out at home instead of driving down Riverside looking for a loan shop. Matched with a friendly lender who explained all the fees clearly.

Elena Rodriguez ·Buda, TX
5/5

Smooth process

Needed $800 to cover an unexpected medical bill. The form took two minutes. Make sure you read the terms your lender gives you, but this service definitely made finding an option easy.

Michael O'Connor ·Austin, TX
4/5

Helped me cover rent

I was short on rent this month. The matching service worked well and I got a call back in 30 minutes. The interest is definitely higher than a bank loan, but when you need cash fast, it's a viable option.

Robert Chen ·Austin, TX

Payday Loan and Title Loan Stores in Austin, Texas

Borrowers in the Austin area have several options for short-term financial assistance, including payday loans, title loans, and check cashing. Whether you prefer to visit a local storefront on Lamar Blvd or Riverside Drive, or apply online through our matching service to find a lender from the comfort of your home, there are many accessible solutions for your immediate cash needs.

TitleMax Title Loans

8929 N. Lamar Blvd., Austin, TX 78753

Title Loans (512) 605-6091 Mon-Fri 10am-7pm, Sat 10am-2pm

ACE Cash Express

2237 E Riverside Dr Ste 102, Austin, TX 78741

Payday Loans (512) 441-2274 Mon-Thu 9am-7pm, Fri 9am-8pm, Sat 9am-6pm

Speedy Cash

7201 Cameron Rd, Austin, TX 78752

Cash Advance (512) 458-1422 Mon-Thu 9am-7pm, Fri 8am-8pm, Sat 10am-6pm

PLS Check Cashing

9616 N. Lamar Blvd., Austin, TX 78753

Check Cashing (512) 593-8178 Open 24/7

TitleMax Title Loans

2617 E. 7th St., Austin, TX 78702

Title Loans (512) 362-6175 Mon-Fri 9am-7pm, Sat 10am-2pm

Security Finance

5717 S Ih-35 Ste 170, Austin, TX 78744

Cash Advance (512) 442-1965 Mon-Fri 8:30am-5:30pm

Loanstar Title Loans

1105 South Lamar Boulevard, Austin, TX 78704

Title Loans (512) 326-1000 Mon-Fri 10am-6pm, Sat 9am-2pm

TitleMax Title Loans

1900 E. Oltorf St., Suite 106, Austin, TX 78741

Title Loans (512) 362-6938 Mon-Fri 9am-7pm, Sat 10am-2pm

Republic Finance

9300 S Interstate 35, Ste C400, Austin, TX 78748

Cash Advance (512) 448-9495 Mon-Fri 8am-5pm

Tower Loan

13376 N Research Blvd, Suite 127, Austin, TX 78750

Cash Advance (737) 289-5031 Mon & Fri 8:30am-6:30pm, Tue-Thu 8:30am-5:30pm

ACE Cash Express

730 W Stassney Ln Ste 150, Austin, TX 78745

Check Cashing (512) 490-0062 Mon-Fri 9am-7pm, Sat 9am-6pm

TitleMax Title Loans

7837 Burnet Road, Austin, TX 78757

Title Loans (512) 362-5568 Mon-Fri 9am-7pm, Sat 10am-2pm

Austin Community Profile

Austin, Texas, is one of the fastest-growing metropolitan areas in the United States, driven by a booming technology sector and a high-skilled labor force. Despite its robust economic profile and a median household income significantly higher than the state average, the city faces a high cost of living, particularly regarding housing and transportation. These financial pressures can create liquidity challenges for the approximately 12% of residents living below the poverty line and for those in low-to-moderate income brackets. For these individuals, short-term lending options often serve as a necessary tool to manage emergency expenses or bridge financial gaps in an increasingly expensive urban environment.

967,862
Population
$91,461
Median Income
12.3%
Poverty Rate
3.7%
Unemployment
Means of Transportation to Work
Drove Alone 56%
Carpooled 6%
Public Transit 2%
Walked 2%
Work from Home 31%
Other 3%
Class of Worker
Private Wage & Salary 78%
Government 17%
Self-Employed 4.9%
Unpaid Family 0.1%
Household Income Distribution
Under $25K 11%
$25K - $50K 14%
$50K - $75K 16%
$75K - $100K 13%
Over $100K 46%

Source: U.S. Census Bureau, American Community Survey 2023 1-Year Estimates; Bureau of Labor Statistics (August 2024)

Frequently Asked Questions

How does a title loan work in Austin?

When you request a title loan, a lender evaluates your vehicle's value. You use your lien-free car title as collateral for the loan.

Do I get to keep driving my car?

Yes, the lenders in our network typically allow you to keep your vehicle and drive it as usual while you repay the loan.

What happens if I have bad credit?

Title loans are secured by your vehicle, which means lenders may be more flexible with credit histories. However, lenders may still perform a credit check.

How much can I borrow against my vehicle?

In Austin, local ordinances generally limit auto title loans to 70% of the vehicle's retail value or 3% of your gross annual income.

What documents do I need to provide?

You will generally need a clear vehicle title in your name, a valid ID, proof of income, and proof of Texas residency.

Are there state or city regulations on these loans?

Yes, Texas regulates Credit Access Businesses (CABs), and Austin has local ordinances (Chapter 4-12) capping loan amounts based on vehicle value or income.

How quickly can I get the money?

If matched and approved, many lenders can deposit funds into your bank account as soon as the next business day.

What if I cannot repay the loan on time?

If you fail to repay, the lender has the legal right to repossess your vehicle. Always contact your lender immediately if you foresee payment difficulties.

Ready to Get Started?

Unexpected expenses don't wait for payday. Request a connection with a lender today and you could access funds as soon as the next business day.

Request Your Match Now